Make it happen
RV Financing
Finance Your RV With AC Nelsen RV — competitive rates, flexible terms, and a fast answer.
Get Pre-Approved Online
Pick the location closest to you and we'll route you to the right secure application form. Or call us anytime at (888) 655-2332.
Omaha, NE
11818 L Street · (402) 395-8267
Both forms are secure and hosted by our lending partner — your info goes directly to the underwriting platform.
Twin Cities, MN
6220 Hwy 101 South, Shakopee · (952) 295-7333
Both forms are secure and hosted by our lending partner — your info goes directly to the underwriting platform.
Why Finance Your RV?
Never use your money to purchase a depreciating asset. RV financing through AC Nelsen commonly offers rates lower than your local branch office, with multiple plans available to fit your situation. Every loan we arrange is a simple-interest loan with no pre-payment penalty — pay it down faster whenever you want without being penalized.
Tax deductible interest. Interest paid on the majority of RV loans is tax deductible as home mortgage interest. To qualify, the RV must secure the loan and include sleeping, cooking, and toilet facilities — RVs with full facilities are treated as a qualified “dwelling unit” (see U.S. Tax Court case Haberkorn v. Commissioner, 75 T.C. 259). Taxpayers may not claim interest from more than two qualified homes.
Protection & Service Options
Paint Shield
Protects against bird droppings, acid rain, and tree sap. 5-year no-wax warranty and easier black-streak cleanup.
Fabric Guard
Stain protection for carpeting and upholstery. Resists fading, deterioration, and stands up to temperature swings.
Undercoating
Rust prevention plus a barrier against dirt, salt, moisture, sand, and stone abrasion.
Extended Service Agreement
Multiple plans with deductible options, parts & labor coverage, 24/7/365 claim service, trip interruption coverage, and a transferable contract.
Tire & Wheel Protection
Mounting and balancing reimbursement, flat-tire road hazard coverage, and road service up to $100 per occurrence.
GAP Coverage
If your RV is a total loss, GAP covers the deficiency between your insurance payout and your loan balance — with up to $1,000 in deductible coverage.
Credit Life Insurance
Pays off the loan balance in the event of the debtor's death so your family is not left with the obligation.
Credit Disability Insurance
Covers your minimum monthly payments if you become disabled and cannot work.
Why Not Borrow From My Home Equity Or 401(k)?
We get this question a lot. Borrowing against home equity puts your home at risk for what is ultimately a depreciating asset, and the tax-deductibility benefit is already available through a standard RV loan without tying up the equity in your house.
Borrowing from a 401(k) carries tax consequences and a 10% early withdrawal penalty if not repaid properly, increases your overall debt risk, requires repayment with after-tax dollars, eliminates tax-free compounding on the borrowed amount, and can become due in full if you change jobs. For most buyers, RV-specific financing is the better path.
